Life Insurance with HSAs
Many families are going to have the smallest HSA Qualifying health insurance premium in the future which will be the $13,300 “One Deductible” for the family in 2018. This amount increases each year by the CPI so this “One Deductible” will be larger in the future. The days of little deductibles are never going to return no matter where you have your health insurance.
This means that if you get cancer in October by January of the following year you will owe 2 deductibles or $26,600. Plus, you will have many other expenses with cancer. Wigs can be expensive and you might not be able to work so your income may need to be replaced. To survive cancer you need to have the proper attitude and that is hard to do when you are drowning in debt. This is the reason you need the new type of Life Insurance that we call HSA Life Insurance. Simply, HSA Life Insurance gives you a lot of cash if you have a critical Illness (CI) like heart attack, cancer or stroke.
The premiums are small compared to the benefits. A 30-year-old woman can get HSA Life Insurance that may pay up to $190,000 if she gets cancer and the premium is around $30 a month. Medical underwriting is required. For men it may be a bit more because life insurance usually costs more for men.
Your age makes a difference and as we age the premium increases. Today is the youngest you will ever be so the smart move is to get your Life Insurance now and lock in your premiums at the smallest that they will ever be. You can lock in your premiums for 10 years, 20 years or 30 years.
To get your quote call 727-943-8118 and ask for the HSA Life Insurance Department
Empowering America with FREEDOM. HSAs enjoy tax-free deposits, growth and withdrawals! Total Tax FREEDOM